APM
Alternative payment methods
Problem
International cards fall away on a local market. The player expects a transfer, a wallet or a method they know from e-commerce. The operator has two or three PSPs, but coverage does not match the splits: the deposit goes through and the payout stalls, or the other way round. Interchange cost eats the margin on small tickets.
Solution
We map methods per country and per licence. We compare wallets, transfers, open banking and local schemes for onboarding, limits, chargebacks and payout time. We assemble the routing: a primary method, a backup, and a failover rule when a provider cuts approval.
Result
A higher share of completed deposits on the local market, a shorter payout queue, and a smaller share of expensive methods where a local one is cheaper. The operator gets a method table with an owner on the provider’s side, not a generic “fintech recommendation”.