How to raise payment acceptance rates
Card and local-method declines rarely come “from the market”. More often they come from the BIN, 3-D Secure, the wrong MCC, or the lack of a backup route. We break down what to measure before you change PSP.
Insights
Short papers for boards and payments teams. Written from the operator’s point of view: licence, approval, acquisition cost. This is not a guide for players and it does not replace legal advice.
Card and local-method declines rarely come “from the market”. More often they come from the BIN, 3-D Secure, the wrong MCC, or the lack of a backup route. We break down what to measure before you change PSP.
Questions that do not get asked on the first sales call: the deposit/payout split, settlement, geo-block, rollback, and who holds the payfac licence.
When advertising has a licence frame, what remains is channel quality and payment fit. How to count the cost of traffic so you do not buy visits that fall over at settlement.
Local schemes, open banking and pressure on settlement. What of that can move into CEE, and what stays specific to one regulator.
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